By Adam Wasserman
DATE TIME
Car accidents are stressful. The crash happens in seconds, and then suddenly you’re supposed to make smart decisions while your adrenaline’s pumping. Let me cut through the noise. Here’s what you should actually do if you’re in a crash in Delaware or Pennsylvania.
Step 1: Call the Police
Always call the police and get an official report. In some private property accidents, police might refuse to come out. If that happens, at least document the other driver’s contact and insurance information yourself.
Step 2: Exchange Information
Don’t just swap phone numbers and hope for the best.
- Get the other driver’s license and insurance card. (With your phone is easiest.)
- Get contact info for any witnesses.
Step 3: Take Photos Right Away
Take photos of both vehicles, the scene, and the damage before anything gets moved if it’s safe to do so. Even if you have to move the cars, take photos afterward. The more, the better.
Step 4: Get Medical Care
If you’re hurt, don’t tough it out. Go in the ambulance or head to the hospital. Even if you don’t feel badly injured, get checked out soon at urgent care, your primary doctor, or the ER. Waiting days or weeks can hurt your health and your case.
Step 5: Notify Your Insurance Company
Report the accident promptly. Be factual, not chatty. Don’t speculate about fault. Just give the basics.
Step 6: Talk to a Lawyer
Here’s the reality: even “minor” crashes can lead to big problems: medical bills, lost wages, insurance headaches. A consultation costs you nothing, but it can save you from making costly mistakes.
Final Word
If you take nothing else from this article, remember this: document everything and get checked out medically right away. The details you gather in the first hours after a crash can make or break your case.
