Insurance Denied or Lowballed Your Home Damage Claim?

You paid your premiums. You deserve real coverage. We help Delaware homeowners fight back when insurers delay, underpay, or deny valid claims.

Free Consultation. No Fee Unless We Win.

Your Home Was Damaged. Your Insurance Company Should Help—Not Make It Worse.

Storms. Burst pipes. Fallen trees. Fires. Flooded basements. When your home is damaged, you count on your insurance company to show up, keep its promises, and help you rebuild.

But all too often, insurers minimize your damage, delay payments, or offer a fraction of what you need to recover.

You don’t have to accept that. We help Delaware and Pennsylvania homeowners fight back and get the full value of their claims.

Common Situations We Handle

  • Tree, storm, or wind damage to roof or structure

  • Burst pipes and water damage

  • Fire or smoke damage

  • Claims “under investigation” for weeks or months

  • Mold or structural damage dismissed as pre-existing

  • Insurance adjusters undervaluing repairs

  • “Take-it-or-leave-it” settlement offers

  • Delayed, denied, or partial payouts

If your insurer is dragging its feet—or just not being fair—we’re here to help.

How We Help Homeowners Like You

Here’s what we’ll take on for you:

  • We Review Your Policy and Claim History
    We identify what you’re truly entitled to—and what they may be avoiding.

  • We Deal with the Insurance Company Directly
    No more frustrating phone calls or ignored emails. We handle the pressure.

  • We Bring in Experts to Fully Document the Damage
    We partner with trusted inspectors, contractors, and engineers when needed.

  • We Push for Full and Fair Compensation
    Whether through negotiation or litigation, we pursue what you’re owed.

  • You Pay Nothing Unless We Win
    Our fees are contingency-based. If we don’t recover money for you, you owe us nothing.

Not Just a House. Your Home.

B.S. - Wilmington
“A storm ripped shingles off our roof and water poured into the attic. Our insurer sent someone out, and a week later we got a check for half of what the contractor quoted. These guys reviewed everything, pushed back hard, and helped us recover what we actually needed to repair the damage.”

Why Homeowners Choose Us

  • Experienced in Delaware home insurance disputes

  • Clear, practical communication—no legalese

  • Trusted local firm, not a billboard call center

  • Millions recovered for property and injury clients

  • No win, no fee—no pressure

Your home deserves more than excuses. Let's make your policy work the way it was meant to.

Start my Free Insurance Review

A Proven
Track Record of Success

Experience
Years of expertise in handling insurance disputes.
Thoroughness
A meticulous approach that leaves no stone unturned.
Results Every Step of the Way
A proven track record of successful outcomes for our clients.

Common Questions

Do I have to pay anything to start my case?
No. You pay nothing unless we win your case.
My claim was underpaid—can I reopen it?
Often, yes. If you haven’t signed a final release, we can review your claim and help pursue the balance.
What if I already accepted a partial payment?
That doesn’t always close the door. We’ll look at what was signed and what’s still on the table.
My insurer says the damage was “wear and tear.” What can I do?
This is a common tactic. We work with experts to separate real damage from excuse-making.
How long do I have to dispute a claim in Delaware?
In most cases, you have 1–2 years depending on the nature of the dispute and your policy language. Don’t wait too long—evidence disappears fast.
Do I need to hire my own appraiser or contractor?
If needed, we can help you coordinate a second opinion to challenge the insurer’s valuation.
Do I need to go to court?
Not necessarily. Many cases settle out of court, but if the insurance company refuses to offer what you deserve, we’re ready to fight in court on your behalf.
I’m nervous about speaking with a lawyer. What should I expect?
You’ll speak directly with a compassionate, down-to-earth attorney who explains everything in plain English. There’s no pressure, no judgment, and no obligation to move forward unless you feel comfortable.
Expert Legal Guidance with No Upfront Costs

Take Back Control of Your Claim

Insurance companies count on you being too busy, too overwhelmed, or too intimidated to fight back. But this isn’t just about money—it’s about fairness.

Let us help you protect your home, your finances, and your peace of mind.

Get Free Legal Help

or call us directly at:

(302) 658-7101

Your Trusted Advocate in Times of Need

With decades of experience in personal injury, workers' compensation, and employment law, Ciconte Wasserman brings a compassionate, down-to-earth approach to every case.

Contact

Tel: 302-658-7101
Fax: 302-658-4982
Info@cskdelaw.com
1300 N King St Wilmington, DE 19801

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